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ALL AGENTS ARE NOT ALIKE! Find out why we are top real estate experts in our market. Call us @ 240-447-5766.
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A Military Family
"She took our family situation, which involved a move overseas, personally. We recommend her without any hesitation."
Jim and Pam Caruso
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Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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The Giuliani Homes Team is one of The Top Selling Real Estate Experts™
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Our Ally
"We especially appreciated your obvious willingness to communicate and how resourceful you were. We're also very grateful how you always seemed to be our ally. Lisa was the best Real Estate agent we've ever use!"
Shane and Julie Feldman
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Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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| Q |
Where would you go if you wished to stay in the world's most expensive hotel room?
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| A |
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night. |
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